To manage the Credit and Debit Card product portfolio, driving customer value, revenue growth, and digital innovation. The role involves end-to-end product ownership including strategy, development, performance management, and cross-functional execution, in alignment with business goals and regulatory expectations.

Experience:

• Experience in Retail Banking or Payment Cards, with product management role

• Experience with card schemes (Visa/MasterCard), processors, and digital enablers preferred

Mandatory Professional Certifications & Licenses Requirement

• Cards acquisition and activation rate

• Usage growth (spend per card / transaction frequency)

• Product-level profitability and cost control

• Digital adoption and self-service penetration

Product Ownership & Strategy

• Own the cards product roadmap – across Credit, Debit, and Prepaid segments.

• Drive product positioning and value proposition across customer segments.

Portfolio & P&L Management

Product Development & Enhancement

• Work with internal and external partners (e.g., Visa, Mastercard, fintechs) to develop new propositions, features, and benefits.

• Lead initiatives such as co-branded cards, digital issuance, tokenization, tap-to-pay, and loyalty integration.

• Ensure timely implementation of new product features, campaigns, and pricing changes.

Customer Experience & Digital Integration

Cross-Functional Execution

Regulatory & Risk Compliance