Qualification
• Bachelor’s degree in Commerce, Accounting and Finance or related discipline
• 4-5 years’ relevant experience in the banking sector with at least 4 years in similar positions of progressively increasing managerial responsibilities in Retails Loans function
Funds transfer, data capture
Loan Restructure (Placing of blocks, principal increase, PD recovery, deferral etc. )
Remittance, block release or adjustment
Responsibility:
• Validation and processing of new loans received through CAS, input/create new loans in T24 for manual bookings including validation of DOA
• Execution of additional steps post disbursement of a loan
• Diarizing of transactions wherever second day steps/activities are involved
• Providing remittance instruction to Payment Centre wherever applicable
• Signatures obtained on the MCs as per the DOA matrix
• EOD checks to be performed for unauthorized transactions & printing of daily vouchers
• Scanning and archival of the documents
• Disbursal memos (wherever applicable) should be forwarded for “Transaction Authorization Limit” sign-off as per Loan Ops DOA matrix
• Ensuring efficient, error free processing of transactions with strict compliance to policies, SOP and within the agreed SLAs
• To participate actively in the various initiatives within section / unit / department/division/group and the Bank as and when required
• To engage on any other activity, falling within pretext of a Processor
• Providing periodical reports and management information for effective decision making
• Involvement and participation in various UAT activities